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In today's society, it's no secret that managing a business puts you at risk to a wide range of liabilities. The moment a customer sets foot on your premises, you are liable for any harm that may befall him or her.

A third-party liability policy can protect you from third-party claims of personal injury and property damage occurring as a result of your business activities. Coverage also applies to your employees, whom you are responsible for when they are at work.

• Medical liability insurance
• Product liability insurance